Prior to meeting or looking at homes we ask that you obtain a pre-qualification for a mortgage. We can refer you to our incredible lender partners who have access to down payment assistance, renovation loans, bank statement options and an array of other programs that will get you what you need. In many cases we can get you fully qualified and fully underwritten prior to looking at homes, giving you a huge advantage! If you are unable to qualify for a mortgage at this time we can help you create a game plan to get there as soon as possible. 

Once the pre-qualification is received we set up a face to face meeting to discuss the home buying process, analyze and explain current market conditions and show our potential client the types of homes they may expect to purchase in their price range and area. This is a critical meeting and sets the expectations for the entire experience. If we choose to do business together you will employ me by signing a Buyer-Broker Agreement.

Once we have an accepted contract between parties the file will move on to our closing department. Our Transaction Coordinator will collect all necessary documentation and comply with necessary timelines and terms of the contract. You will have three main contingencies to work through; Inspections, Appraisal and Financing. In many cases further renegotiation can occur based on condition and appraised value. Once all contingencies are fulfilled, paperwork is submitted and the loan has funded the file will record with the county and you will receive the keys to your new home!